Know More. Pay Less. Claim Better.
Guides, updates, and plain-language explanations from McCAM's advisors — so you can make informed decisions about your coverage.
Commercial Insurance
Cyber Insurance
Cyber Liability: Why Durham Region Businesses Can't Afford to Wait
Ontario SMEs are a top target for ransomware. Your general liability policy won't cover it.
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Construction
Construction & Contractor Insurance in Ontario: What's Actually Covered
CGL, builder's risk, tools, equipment, wrap-up liability — the contractor insurance stack explained.
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Professional Liability
E&O Insurance: A Practical Guide for Ontario Consultants and Professionals
Who needs E&O, what it covers, and how claims-made mechanics work — without the jargon.
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Business Insurance
General Liability vs. Commercial Property: What's the Difference?
Two common commercial policies — and the gaps that trip up Ontario business owners who assume they're covered.
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Personal Insurance
Home & Auto
Bundling Home and Auto in Ontario: Is It Actually Worth It?
Multi-policy discounts sound simple. The real savings — and tradeoffs — are more nuanced than most brokers explain.
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Auto Insurance
Ontario Auto Insurance Reform 2026: What's Changing and What It Means for You
A plain-language breakdown of the SABS changes and why you should review coverage before renewal.
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Cottage & Recreational Insurance: What Durham Families Often Get Wrong
Seasonal vacancies, dock liability, watercraft — the gaps in most cottage and recreational insurance setups.
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Home Insurance
High-Value Home Insurance: When Standard Coverage Isn't Enough
If your home is worth $1.5M+ or contains high-value contents, standard home insurance may leave you underinsured.
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