Insurance Built Around Your Business, Not a Generic Package.
Durham Region's commercial landscape has specific risks. From construction sites to professional service firms, McCAM builds coverage structures that match what you actually face — not what an algorithm guesses you might need.
Commercial Solutions
Specialized coverage for the industries we know best — because generic coverage leaves gaps that generic brokers don't know to look for.
Construction & Contractor
General liability, builder's risk, tools and equipment, contractor's errors, wrap-up liability, and project-specific coverage for Ontario contractors of every trade.
Learn more → workspace_premiumProfessional Liability & E&O
Errors & omissions coverage for Ontario consultants, engineers, accountants, designers, entertainment industry professionals, and specialized service firms.
Learn more → securityCyber Liability
Ransomware response, data breach coverage, business interruption from cyber incidents, and regulatory fines for Durham Region businesses operating in a connected world.
Learn more → domainGeneral Business Solutions
Commercial property, fleet insurance, commercial general liability, manufacturing, and retail coverage — tailored to your specific operation, not a template.
Learn more →Your Risk Profile Is Unique. Your Coverage Should Be Too.
Commercial insurance is where the difference between a broker and an order-taker becomes critical. A contractor who's under-insured on a wrap-up liability policy won't know it until they're holding a $2M claim and their coverage caps at $1M.
McCAM's commercial specialists review your complete operational risk profile — contracts, subcontractors, properties, fleet, and professional exposures — before recommending a structure. Then we revisit it every year.
Start a Business QuoteAccess to multiple commercial carriers
We place coverage with specialized commercial insurers, not just the same carrier who insures your home.
Contract review support
Before you sign a contract with insurance requirements, we can review the coverage demands and make sure you're compliant.
Claims advocacy
When a commercial claim happens, you need someone who knows your policy and speaks the insurer's language. We're that person.
Annual risk reviews
Business changes. We proactively review your coverage annually to catch gaps before they become claims.
Talk to a commercial specialist.
We'll review your current coverage and identify any gaps — no obligation.