Janitorial & Cleaners
Krystal Alder
Senior Sales Executive, Commercial and Personal · McCAM Insurance Brokers
Janitorial & Cleaners Specialist
Meet Your Specialist"Cleaning crews work inside someone else's property every day — coverage needs to follow them onto every job site."
Krystal Alder is a commercial insurance broker who's responsive, available, and straightforward with janitorial and cleaning businesses working across commercial, industrial, and residential properties. Krystal doesn't just place coverage — the goal is making sure clients understand it, identifying gaps, and knowing exactly where they stand.
Known for telling it like it is and following through every time, Krystal works as part of your team, not just another vendor — and when standard solutions fall short, finds options beyond the usual box.
Key Risks for Janitorial & Cleaning Businesses.
A quick overview of the exposures janitorial and cleaning businesses face most often.
Damage to Client Property
Work performed on someone else's property can lead to accidental damage — and a claim against your business.
Employee & Subcontractor Injury
Cleaning crews and subcontractors face injury risk on every job site they're sent to.
Equipment & Tool Loss
Theft of tools, equipment, or a client's property can disrupt operations and create liability exposure.
Client & Third-Party Lawsuits
Lawsuits from clients or third parties are a real financial risk without the right liability and bonding coverage.
Coverage Gaps & Misclassification
Coverage limits that don't reflect current claim costs, unclear subcontractor risk transfer, or vehicles classified incorrectly can all leave gaps.
Is Your Bonding & Liability Coverage Actually Aligned?
Many cleaning businesses carry general liability but skip crime coverage and bonding — until a client asks for proof, or property goes missing on the job.
A coordinated review makes sure your policies match your contracts, your subcontractors, and the properties you actually work in.
Let's Review Your Janitorial & Cleaning Coverage.
Tell us a bit about your business and a McCAM specialist will review where you may be exposed — no obligation.