Home & Property Insurance for Ontario Families.
Your home is your most valuable asset. McCAM ensures you have the right coverage — not just the standard package. From accurate rebuild values to sewer backup and flood endorsements that standard policies routinely exclude, we build protection that actually covers you.
Get a Home Quote
Property Insurance Options
Homeowners Insurance
Building, contents, personal liability, and additional living expenses. We review rebuild values annually to ensure you're not under-insured as construction costs rise.
Condo Insurance
Unit owner's coverage, betterments and improvements, loss assessment, and contents. Structured to complement your condo corporation's master policy — not duplicate it.
Tenant Insurance
Personal property, liability, and additional living expenses for renters. Often bundled with auto for significant savings — ask us about combined rates.
High-Value Home
Specialty coverage for homes valued over $1M, historic properties, unique architecture, or properties with hard-to-replace custom features. Guaranteed replacement cost available.
Flood & Sewer Backup
Standard home policies exclude overland flooding. As climate risk increases in Durham Region, flood and sewer backup endorsements are increasingly essential — we'll make sure you have them.
Rental Properties
Landlord insurance for secondary and investment properties — including rental income loss, tenant liability, and vacant property coverage between tenants.
Is your home properly covered?
Rising construction costs mean many Ontario homeowners are significantly under-insured. Let's review your rebuild value.