Professional Liability & E&O Insurance for Ontario Professionals.
When your business sells advice, expertise, or professional services, your greatest liability is your professional judgement. E&O insurance protects you when clients allege a mistake or omission caused them financial harm — even if you believe you acted correctly.
Who Needs E&O Insurance?
Management Consultants
Business strategy, operations, IT consulting, and interim management roles.
Engineers & Architects
Design, structural, mechanical, and civil engineers. Architects and interior designers.
Accountants & Financial Advisors
Bookkeepers, CPAs, financial planners, and tax professionals.
IT & Technology Services
Software developers, IT managed services providers, and technology consultants.
Entertainment Industry
Production companies, event producers, talent agencies, and entertainment consultants — including specialty entertainment E&O coverage.
Not-for-Profit Organizations
Directors and officers liability, and professional liability for non-profit boards and executives.
What E&O Covers
Claims & Legal Defence
Legal defence costs — regardless of whether the claim has merit — plus damages and settlements up to your policy limit.
Negligence & Errors
Coverage for alleged mistakes in the delivery of your professional services — from incorrect advice to implementation errors.
Omissions & Failure to Deliver
Claims arising from services you didn't deliver, or work that didn't meet the scope agreed to in your contract.
Intellectual Property
Available endorsements for copyright infringement and intellectual property claims in creative and technology fields.
Protect your professional reputation.
Talk to our professionals specialist to get the right E&O structure for your specific practice.